Addressing a curated group of business and engineering students at AIM, AI-driven investment strategist Joseph Plazo challenged the audience to rethink the role of AI in strategic decision-making.

From Manila’s premier business school — Plazo shared a message that resonated far beyond the lecture hall:

“Profit is a goal. Integrity is a mandate.”

???? **A Founder Who Built the System—And Now Seeks to Regulate It**

This is not disruption from the outside. This is leadership from within.

His firm’s AI-driven systems boast a 99% win rate across diversified assets and are trusted by institutional clients across Asia and Europe.

“Without human guidance, even perfect logic can lead to poor judgment.”

He cited a 2020 scenario where one of his bots advised shorting gold—mere hours before a Federal Reserve intervention reversed market sentiment.

“We halted the trade. The system processed indicators—but missed the policy shift.”

???? **Machine Execution Requires Executive Judgment**

Plazo addressed a trend increasingly seen in Asia’s financial centers: a quiet erosion of human intuition among traders reliant on AI.

“Fast trades aren’t always smart trades.”

He introduced a framework his firm uses, called **Conviction Calculus**, structured around three key questions:

- Does this align with our stakeholders’ expectations beyond returns?
- Has the AI’s recommendation been contextualized using human intelligence—market chatter, geopolitical dynamics, institutional memory?
- Can the outcome be defended in a boardroom, not just a backtest?

???? **The Need for Human Oversight in Asia’s Fintech Evolution**

Across Asia, AI-led investing is accelerating.

Plazo noted:

“You can scale capital faster than culture—and that’s a risk.”

He referenced two hedge fund collapses in Hong Kong during 2024, driven by AI systems that misread geopolitical shifts.

“The issue wasn’t the machine’s logic. It was the absence of narrative intelligence.”

???? **Narrative-Driven Models May Define the Next Generation of Tools**

Despite the warnings, Plazo remains committed to AI—when deployed responsibly.

His firm is developing what he terms **“narrative-integrated AI”**—systems that process not only market data but also intent, public tone, policy climate, and geopolitical direction.

“Our tools must understand timing, not just trendlines.”

At a private dinner following the event, several institutional investors from Tokyo and Jakarta Joseph Rinoza Plazo expressed interest in co-developing these ethical frameworks.

One executive called the model:

“How AI should operate in a region defined by both volatility and vision.”

???? **A Silent Misfire May Trigger the Next Global Correction**

Plazo ended with a quiet but forceful reflection:

“The next crisis won’t begin with fear,” he said. “It will begin with flawless execution—by machines, in microseconds, with no one saying ‘wait.’”

It wasn’t a rejection of innovation—but a recalibration.